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Standard Chartered Bank
One-time
Waived on ₹90,000/yr
Uncapped rewards
Score 700+
Applying takes you to Standard Chartered Bank. CredSpy does not process applications, and the ranking on this site is never influenced by commission.
Terms read from published copy
The rates below were read from Standard Chartered Bank’s published wording rather than a confirmed rate table, so treat them as indicative.
Terms effective from 9 Oct 2026.
See where each figure came fromFuel
No published ceiling on this tier
Utilities
No published ceiling on this tier
Data-driven verdict based on net earnings after fees and caps.
Key strength
5% on Fuel — the super value titanium pays 5% on the three bills that recur whatever else you do: fuel, with no stated cap.
Biggest limitation
Cashback stops at Rs. 200 a month on fuel, Rs. 200 on phone bills and Rs. 100 on utilities — Rs. 500 a month in total, and Rs. 100 on any single transaction.
Priced with caps, exclusions, and annual fee deducted live.
Monthly spending — ₹54,000
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Import a statement and this runs on your real spending instead of the sliders.
Click any drawer below to inspect fee schedules, lounge terms, reward multipliers, and exclusions.
Everything else the issuer publishes about this card. All of it is on this page and searchable — open only what you need.
5%
uncappedFuel
the super value titanium pays 5% on the three bills that recur whatever else you do: fuel
5%
uncappedUtilities
5% cashback on utility bills above rs
These rates were read from the card's published wording rather than a confirmed rate table, so treat them as indicative.
We do not have redemption details recorded for this card. Check the issuer's page before relying on it.
| Charge | Amount | Condition |
|---|---|---|
| Joining fee | ₹885 | — |
| Annual / renewal fee | ₹885 | Rs. 750 in the first year and Rs. 750 on renewal, reversed on spends of Rs. 90,000 or more in the preceding year |
| Cash withdrawal | 3% | 3% of the amount withdrawn, subject to a minimum of Rs. 300 |
| Late payment | Tiered by balance: nil up to Rs. 100, Rs. 100 on Rs. 101–500, Rs. 500 on Rs. 501–5,000, Rs. 700 on Rs. 5,001–10,000 and Rs. 1,200 above Rs. 10,000, plus Rs. 100 if the minimum due is unpaid for two consecutive months | — |
| Foreign currency markup | 3.5% | — |
Interest only applies if a balance is carried past the due date. Paying in full each month costs nothing, and no reward rate on this card comes close to offsetting the interest if you do not.
Fees exclude GST unless stated. Charges can change — confirm against the issuer's current schedule before applying.
Year one
Rewards only
no welcome value is recorded
Every year after
₹90,000 a year
is what it takes to keep the ₹885 fee off — about ₹7,500 a month
We do not have airport lounge recorded for this card. Check the issuer's page before relying on it.
5% waiver. Not published separately — fuel spending earns 5% cashback up to Rs. 200 a month instead
We do not have upi payments recorded for this card. Check the issuer's page before relying on it.
We do not have insurance & protection recorded for this card. Check the issuer's page before relying on it.
We do not have welcome or milestone benefits recorded for this card. Check the issuer's page before relying on it.
We do not have a list of excluded categories recorded for this card. Check the issuer's page before relying on it.
Scored against these published criteria only. No bureau pull, and no approval guarantee — the issuer decides.
No reviews yet
CredSpy publishes only reviews left by real cardholders. Nothing here is generated, bought or seeded — so this stays empty until someone who holds the card writes one.
Standard Chartered BankStandard Chartered Rewards Credit Card₹1,180
Standard Chartered BankStandard Chartered DigiSmart Credit Card₹588
RBL BankIndianOil RBL Bank XTRA Credit Card₹1,770
American ExpressAmerican Express SmartEarn Credit Card₹584
Bank of BarodaBOBCARD SELECT Credit Card₹885
RBL BankRBL Bank Platinum Maxima Credit Card₹2,360| Card | Annual fee | Headline rate | Lounge |
|---|---|---|---|
| Standard Chartered Super Value Titanium Credit Card · this card | ₹885 | 5% fuel | Not recorded |
| Standard Chartered Rewards Credit Card | ₹1,180 | See card | Included |
| Standard Chartered DigiSmart Credit Card | ₹588 | Up to 15% cashback | No |
| IndianOil RBL Bank XTRA Credit Card | ₹1,770 | Up to 7.5% rewards | No |
| American Express SmartEarn Credit Card | ₹584 | See card | No |
Headline rates are not comparable on their own — each card caps and excludes differently. Run your own spending through the switch calculator to see which of these actually pays you more.
₹885 plus GST, waived on ₹90,000 of annual spend.
The strongest published rate is 5% on fuel, with no stated cap. The calculator above prices your own basket with every cap and exclusion applied.
We do not have lounge details recorded for this card. Check the issuer’s page.
We do not have UPI details recorded for this card.
We do not have an exclusions list recorded for this card. Check the issuer’s terms.
Standard Chartered Bank publishes about ₹55,000 a month for salaried applicants, and it is usually issued above a 700 credit score. Meeting the criteria is not an approval — the issuer decides.
We do not have redemption details recorded.
You can apply online through our website by filling out the application form and uploading the required documents. You may also visit your nearest branch for in-person assistance.
Yes, you can request a limit increase through internet banking, mobile app, or by contacting customer care. Approval depends on your credit history and income. If you want, I can also create a more engaging, SEO-friendly FAQ section for your credit card website that boosts trust and conversions. Would you like me to prepare that next?
A late payment fee and interest will be charged. Missing payments can also impact your credit score.
We do not hold the issuer's own terms, fee-schedule or MITC links for this card yet.
Credit card fees, rewards and benefits change. Please verify the latest terms on the issuer's website before applying. CredSpy earns a commission on some applications; it never affects rankings or what is written here.
Standard Chartered Super Value Titanium Credit Card — 5% on fuel. ₹885 a year.