Zero credit-score impact
Find out who will approve you before you apply
Each rejected application leaves a hard enquiry on your credit report. This check scores every visible card against the bank's own published income, age and score rules — so you only apply where you actually stand a chance.
No hard enquiry
Nothing is sent to a credit bureau. We only read the criteria each bank publishes.
Rejections cost you
Every declined application leaves a hard enquiry on your report and can drag your score down.
Odds, not guesses
Income, age, credit band, city and existing cards are all scored against the card’s own rules.
These are indicative odds based on published bank criteria. The final decision always rests with the issuing bank, which also looks at your repayment history, existing credit exposure and internal policy.