Axis Bank
Six SuperCoins per hundred on Flipkart, twelve if you are Plus — on a Rs. 500 card.
One-time
Waived on ₹2,00,000/yr
Uncapped rewards
Score 750+
Applying takes you to Axis Bank. CredSpy does not process applications, and the ranking on this site is never influenced by commission.
Best for
Terms structured from published copy
2 reward rates with their caps, taken from Axis Bank’s own published wording rather than checked against its terms document. Verify before you rely on a figure.
See where each figure came fromOnline shopping
No published ceiling on this tier
Everything else
No published ceiling on this tier
EMI transactions All exclusions
Data-driven verdict based on net earnings after fees and caps.
Key strength
6% on Online shopping — 6 SuperCoins per Rs. 100 on Flipkart for non-Plus members, capped at 150 SuperCoins a transaction. Flipkart Plus members earn 12 per Rs. 100, capped at 300., with no stated cap.
Biggest limitation
SuperCoins redeem only against purchases on Flipkart, Myntra and Cleartrip. They cannot be taken as cashback, statement credit or airline miles, and Flipkart applies its own limits on how many can be used per order.
Priced with caps, exclusions, and annual fee deducted live.
Monthly spending — ₹54,000
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Import a statement and this runs on your real spending instead of the sliders.
Click any drawer below to inspect fee schedules, lounge terms, reward multipliers, and exclusions.
Everything else the issuer publishes about this card. All of it is on this page and searchable — open only what you need.
6 pts
uncappedOnline shopping
6 SuperCoins per Rs. 100 on Flipkart for non-Plus members, capped at 150 SuperCoins a transaction. Flipkart Plus members earn 12 per Rs. 100, capped at 300.
2 pts
uncappedEverything else
2 SuperCoins per Rs. 100 on all other retail spends.
| Charge | Amount | Condition |
|---|---|---|
| Joining fee | ₹500 | — |
| Annual / renewal fee | ₹500 | Renewal fee of Rs. 500 + GST is waived on spends of Rs. 2,00,000 or more in the previous year. |
| Add-on card | Not published by Axis Bank for this card. Confirm on the card’s schedule of charges before requesting an add-on card. | — |
| Cash withdrawal | 2.5%, min ₹500 | 2.5% of the amount withdrawn, subject to a minimum of Rs. 500. |
| Late payment | Not published by Axis Bank in the summary for this card. The slab table is in the card’s schedule of charges — check it there before relying on a figure. | — |
| Foreign currency markup | 3.5% | — |
Interest only applies if a balance is carried past the due date. Paying in full each month costs nothing, and no reward rate on this card comes close to offsetting the interest if you do not.
Fees exclude GST unless stated. Charges can change — confirm against the issuer's current schedule before applying.
Year one
₹1,000
of one-time welcome value, on top of what you earn
Every year after
₹2,00,000 a year
is what it takes to keep the ₹500 fee off — about ₹16,667 a month
Not offered on this card.
1% waiver. 1% fuel surcharge waiver on fuel transactions. Axis Bank does not publish a transaction range or a per-cycle cap for this card.
This is a Visa card. UPI credit-card linking is available only on RuPay credit cards, so it cannot be added to a UPI app.
We do not have insurance & protection recorded for this card. Check the issuer's page before relying on it.
Welcome — once
₹1,000
quantified, and kept out of every recurring figure on CredSpy
Milestones — every year
None
no spend milestones are recorded
500 bonus SuperCoins on card activation.
Rs. 500 off on Myntra purchases of Rs. 2,999 or more, on the first 3 orders.
Only on ₹2,999 of spend. Miss it and the benefit does not arrive.
No spend milestones are recorded.
Scored against these published criteria only. No bureau pull, and no approval guarantee — the issuer decides.
CredSpy never collects these. You submit them to the issuer during their own application.
No reviews yet
CredSpy publishes only reviews left by real cardholders. Nothing here is generated, bought or seeded — so this stays empty until someone who holds the card writes one.
Axis BankIndiGo Axis Bank Premium Credit Card BK₹5,000
Axis BankIndiGo Axis Bank Credit Card BKLifetime free
Federal BankScapia Credit Card BKLifetime free
Punjab National BankKiwi PNB Credit Card BK₹750
HDFC BankHDFC Pixel Credit Card BK₹500
Federal BankMagniFi Fi-Federal Credit Card BKSee fees| Card | Annual fee | Headline rate | Lounge |
|---|---|---|---|
| Flipkart Axis Bank Super Elite BK · this card | ₹500 | 6% online shopping | No |
| IndiGo Axis Bank Premium Credit Card BK | ₹5,000 | See card | Included |
| IndiGo Axis Bank Credit Card BK | Lifetime free | See card | Included |
| Scapia Credit Card BK | Lifetime free | Up to 4% rewards | Included |
| Kiwi PNB Credit Card BK | ₹750 | Up to 1.5% cashback | No |
Headline rates are not comparable on their own — each card caps and excludes differently. Run your own spending through the switch calculator to see which of these actually pays you more.
₹500 plus GST, waived on ₹2,00,000 of annual spend.
The strongest published rate is 6% on online shopping, with no stated cap. The calculator above prices your own basket with every cap and exclusion applied.
No — airport lounge access is not offered on this card.
This is a Visa card. UPI credit-card linking is available only on RuPay credit cards, so it cannot be added to a UPI app.
EMI transactions Gift card purchases on Flipkart Fuel transactions Rent payments Cash advances and ATM withdrawals Jewellery purchases No rewards on emi transactions, gift card purchases on flipkart, fuel transactions, rent payments, cash advances and atm withdrawals, jewellery purchases. Fuel, rent, wallet loads, cash-equivalent transactions and EMI conversions are generally excluded from milestone and welcome-benefit qualifying spends
Purchases on Flipkart, Purchases on Myntra, Bookings on Cleartrip
You can apply online through our website by filling out the application form and uploading the required documents. You may also visit your nearest branch for in-person assistance.
Yes, you can request a limit increase through internet banking, mobile app, or by contacting customer care. Approval depends on your credit history and income. If you want, I can also create a more engaging, SEO-friendly FAQ section for your credit card website that boosts trust and conversions. Would you like me to prepare that next?
A late payment fee and interest will be charged. Missing payments can also impact your credit score.
No. This card carries no complimentary airport lounge access.
Credit card fees, rewards and benefits change. Please verify the latest terms on the issuer's website before applying. CredSpy earns a commission on some applications; it never affects rankings or what is written here.
Flipkart Axis Bank Super Elite BK — 6% on online shopping. ₹500 a year.
